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Posts Tagged ‘small-business lending’

February 8, 2011 The Key to Small Business Lending is Collateral

If you read two of the article titles in small business section of The Wall Street Journal (WSJ) this week, you might be a little confused about what’s really going on in terms of small business lending – “Banks Reach Out to Small Firms” and “Is Lending to Small Business Really Up?” What? For the [...]

July 30, 2010 Small Business Lending Still Considered Sluggish, According to Federal Reserve

Despite recent indications that banks were beginning to lend to small businesses again, which we discussed in a recent blog post, at a recent small-business forum, the Federal Reserve chairman, Ben Bernanke, indicated that he was still concerned about the lack of small-business lending. A recent New York Times article notes that experts are unsure [...]

May 27, 2010 The Importance of an Unbiased Third-Party Opinion

To derive a proper opinion of value, no matter what the situation, getting an appraisal performed by an unbiased third party, such as a certified appraiser, is always the best course of action.  To be unbiased, the professional developing the opinion of value should not have any vested interest or participation in the opinion of [...]

May 18, 2010 Glimmers of Hope in Small-Business Lending

After more than two years of stagnation, it appears that small-business lending is on the rise. The Thomson Reuters/PayNet Small Business Lending Index, which measures the overall volume of financing, increased 4% in March 2010, the first year-on-year gain since October 2007. A recent Time Magazine article reported that many small and community banks are [...]