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Archive for February, 2011

February 24, 2011 Thinking About Exit Strategies: Do You Know What Your Business is Worth?

If you’re thinking about selling your business, you need to know the strategic value of your company to potential buyers. Do you know what your tangible and intangible assets are worth? And if you do, how can you increase the strategic value of your business? An article on SmartCompany.com, Exit Strategies: Identifying Strategic Value, provides [...]

February 22, 2011 Obama Proposes Pulling the Plug on Fannie and Freddie

The Obama administration has proposed the eventual dissolution of Fannie Mae and Freddie Mac in the Treasury Department’s long-awaited report regarding mortgage finance reform. The report, presented to Congress on February 11, calls for a shift of mortgage credit from government to private markets. Fannie, Freddie, and the Federal Housing Administration (FHA) currently support more [...]

February 17, 2011 What Our Clients Are Saying

At Present Value LLC, we pride ourselves on providing stellar customer service and accuracy with every appraisal or valuation we provide to our clients. Below are some examples of what our clients are saying about us. We are proud to receive such praise. Thank you. “These days, lenders can leave no stone unturned when making [...]

February 15, 2011 Nearly 16 Million Homeowners Are Underwater

A sign that the volatile real estate market is still far from recovered, Zillow Inc, a Seattle-based real estate information company, reports that the number of homes worth less than their outstanding mortgages jumped in the fourth quarter 2010 as prices fell and lenders seized fewer properties from delinquent borrowers. Approximately 15.7 million homeowners had [...]

February 10, 2011 HVCC Regulations Set to Give Way to Interim Final Rule

The controversial and much-maligned Home Valuation Code of Conduct (HVCC) is finally being put to rest as the Federal Reserve Board recently announced final regulatory orders for real estate appraisers. As a short backstory, the Federal Housing Finance Agency (FHFA) implemented HVCC in May 2009 after the housing bust, supposedly to prohibit lenders and third [...]

February 8, 2011 The Key to Small Business Lending is Collateral

If you read two of the article titles in small business section of The Wall Street Journal (WSJ) this week, you might be a little confused about what’s really going on in terms of small business lending – “Banks Reach Out to Small Firms” and “Is Lending to Small Business Really Up?” What? For the [...]

February 3, 2011 Protect Your Business’s Value with Good Risk Management

There was an interesting article published today in Smart Business titled “How Enterprise Risk Management Can Create and Protect Value for a Business.” The article discusses risk management and how businesses that handle it properly can add value to their companies.  One of the things mentioned in the article is the way in which risk [...]

February 1, 2011 The Real Estate Industry Expands Its Vocabulary

For better or worse, the English language is constantly evolving. Ten years ago, text was only a noun. Now it’s a verb. The same with Google. Some terms come into the vernacular in response to things that are happening in the world. Recent changes to the real estate industry have given birth to three new [...]