Blog

Archive for January, 2011

January 28, 2011 Collateral Proves Valuable for Businesses Seeking Loans

In the current climate of small business lending, companies that have tangible assets, such as property and/or equipment, have a leg up over companies that don’t, according to an article The Wall Street Journal, “Firms with Collateral Gain an Edge.” “Companies that hold tangible assets like buildings or other types of property are getting a [...]

January 25, 2011 Appraisal Institute Acknowledges It’s Not Easy Appraising Green

The Appraisal Institute, the nation’s largest professional association of real estate appraisers, has launched the Valuation of Sustainable Buildings Professional Development Program, an educational program designed to teach real estate appraisers how to better assess the values of high-performance (or “green”) residential and commercial buildings. Home builders and others have complained that appraisers often don’t [...]

January 20, 2011 More Loan Transparency on the Horizon

Starting on January 30, 2011, mortgage companies will be required to make complex mortgage information more easily accessible to their customers. All mortgage information, including information for adjustable-rate mortgages and other variable loans, must be provided to borrowers in easy-to-read spreadsheets. These spreadsheets will give borrowers specific information about interest rates and the monthly payments [...]

January 18, 2011 Top 5 Machinery and Equipment Appraisal Posts from Present Value in 2010

Three Things to Think About When Engaging a Machinery and Equipment Appraiser An error in a machinery and equipment appraisal can be costly. You should have confidence that the appraisal values are accurate and are backed by evidence to support the fair market value, fair value, orderly liquidation value, or forced liquidation value. These four [...]

January 13, 2011 Start a Business in 2011!

A Wall Street Journal article published today suggests that if starting a business in 2011 was on your list of resolutions, you shouldn’t drop the idea as quickly as you may have dropped your new exercise regimen. Check out the article’s 10 reasons to start a new business.  Among the obvious perks, like being your [...]

January 11, 2011 Foreclosures Across the Country Still High in 2010, but Down from 2009

According to the Q3 2010 U.S. Foreclosure Sales Report, foreclosure homes accounted for 25 percent of all U.S. residential sales in the third quarter of 2010. Nevada has far and away the most troubled real estate market – foreclosure sales accounted for nearly 54 percent of all sales in the third quarter of 2010. While [...]

January 6, 2011 Top 5 Business Valuation Posts from Present Value in 2010

Here are some of Present Value’s blog post gems on business valuations and appraisal from 2010 that we believe will be helpful to business owners as they look forward in 2011. What’s Your Business Really Worth? A recent article on Inc.com, “How to Find Out What Your Business Is Really Worth,” provides advice from a [...]

January 4, 2011 Who’s to Blame for Low Appraisals?

Appraisals and appraisers shoulder a lot of blame these days. While people used to criticize them for being overly generous during the housing boom, people are now criticizing appraisals for being too low, which can prevent home owners from refinancing. According to an article in The Wall Street Journal titled, “House Appraisals Under Fire,” the [...]