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Archive for July, 2010

July 30, 2010 Small Business Lending Still Considered Sluggish, According to Federal Reserve

Despite recent indications that banks were beginning to lend to small businesses again, which we discussed in a recent blog post, at a recent small-business forum, the Federal Reserve chairman, Ben Bernanke, indicated that he was still concerned about the lack of small-business lending. A recent New York Times article notes that experts are unsure [...]

July 27, 2010 Freeing Up Much-Needed Cash

When we’ve discussed online auctions in the past, we’ve typically talked about them as a simple way to sell machinery or equipment when a business fails. But what if your business isn’t failing? Maybe you’ve experienced a bit of a slowdown – and if you have you’re not alone – but are still holding strong. [...]

July 22, 2010 Much Rejoicing as Financial Reform Bill Passes

The Dodd-Frank Wall Street Reform and Consumer Protection Act, a sweeping financial regulatory reform bill that includes the first modernization of real estate appraisal regulations in more than 20 years, has passed through the Senate, and now awaits President Obama’s signature to become law. “This bill will mean good news for consumers because they should [...]

July 20, 2010 Common Definitions of Value for Machinery and Technical Assets

We talk a lot about the importance of knowing the value of your machinery and equipment, but sometimes the language used in the industry can be confusing. It’s also important that you are able to understand what all of the terms mean when you engage a machinery and equipment appraiser. Below are some common definitions [...]

July 15, 2010 Determining a Business’s Selling Price

There was an interesting article today in The New York Times blog, You’re the Boss titled “Determining Your Company’s Value: Multiples and Rules of Thumb.” In the article, the author describes a meeting she had with a business owner interested in selling his business. All of his paperwork was in order, the business was profitable, [...]

July 13, 2010 Fannie Mae Plays Hardball

As we all know, real estate appraisers are the men and women in the field, going from property to property and making evaluations based on years of training and experience, and then reporting these numbers to mortgage lenders to establish property values. But after receiving appraisals they feel are too high, some lenders have taken [...]

July 8, 2010 Certified Machinery and Equipment Appraisers: Present Value

Present Value has performed an extensive number of machinery and equipment appraisals worldwide. A certified machinery and equipment appraisal is compliant with USPAP standards and the standards of the National Equipment & Business Builders Institute. Whether you need to know the fair market value, orderly liquidation value, and/or forced liquidation value of your equipment, the [...]

July 6, 2010 Institutional Financing

Given that banks recently have been reluctant to make loans to businesses with stellar credit, businesses with poor business credit scores or start-ups have little chance of receiving a bank loan these days. In fact, studies have shown that fewer than 15% of start-up capital comes from banks. Luckily, there are ways to raise money [...]

July 1, 2010 The Dodd-Frank Wall Street Reform and Consumer Protection Act

In our recent blog post, “Mortgage Players Look to Soften Bill,” we wrote about a new real estate bill – the Dodd-Frank Wall Street Reform and Consumer Protection Act, known simply as HR 4173 – that Congress was working on, and how mortgage lenders were hoping that some of the provisions in the bill would [...]