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Archive for August, 2009

August 28, 2009 Asset Verification

Oftentimes as part of the operation of their businesses, business owners will secure financing or investors to support the purchase of machinery and equipment. Investors and lenders, who have their money tied up in a business, want to and need to know where and how their money is being used. While it is of course [...]

August 25, 2009 News About HVCC Changes

There was an article in The New York Times last week about the changes to the Home Valuation Code of Conduct (HVCC) that went into effect in May of this year, which we’ve written about here and here. Essentially, the changes say that only lenders can order appraisals and that rather than going to an [...]

August 21, 2009 From a Lender’s Perspective

In any real estate transaction, there are three key players: the purchaser, the appraiser, and the lender. The lender’s role is very clearly defined — he’s the money man. Because most average purchasers can’t afford to buy a house outright, they turn to the lender. But the lender can’t do anything until he knows the [...]

August 18, 2009 Valuing Intellectual Property: Income/Relief-From-Royalty Approach

This is the last in the series on Valuing Intellectual Property. This post will cover the Income/Relief-From-Royalty Approach. Click on the following to read the first in the series: Valuing Intellectual Property. And, click on the following to read the other two Valuing Intellectual Property break-out posts on Cost Approach and Market Approach. The income [...]

August 13, 2009 Valuing Intellectual Property: Market Approach

To continue our series on the ways to value intellectual property (IP), this third post covers the market approach. Read part one here and part two here.   Under the market approach, appraisers look at sales and licensing agreements of comparable, but unrelated intellectual property. To determine which IP is comparable, an appraiser would look [...]

August 11, 2009 Valuing Intellectual Property: Cost Approach

Following up on last week’s post, Valuing Intellectual Property, this post covers the first valuation methodology: cost approach. Under the cost valuation method, the cost of creating an intellectual property (IP) asset is used to estimate the value of it, but not in the sense that the value of the IP asset is just the [...]

August 6, 2009 Valuing Intellectual Property

For many businesses, intellectual property (IP) assets, such as patents, trademarks, copyrights, trade secrets, software, customer lists, and research, are an important part of their value. Because these assets are intangible, meaning that there is high degree of uncertainty regarding their future worth, it can be extremely difficult to determine their value. However, it is [...]

August 4, 2009 Loan Refinancing

There’s one thing that most of us have in common these days – families and businesses alike are all struggling to reduce expenses as the country weathers this economic storm. Businesses are re-negotiating with vendors and stripping down to basic operations in order to survive. But another viable money-saving solution for businesses to consider is [...]